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Wyoming Faxless Payday Loans Article

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Wyoming Faxless Payday Loans

The Wyoming Department of Audit reports that the average annual A-P-R for payday loans is 521 percent, and the typical payday borrower pays back 793 dollars for an initial loan of 325 dollars. The total amount of money loaned through the shops last year ...

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Payday Loan Business Continues to Grow in Wyoming

Committee members also voiced concerns about a provision tripling the maximum length of payday loans to three months. The bill's sponsor, Rep. Dan Zwonitzer, D-Cheyenne, said Wyoming is one of the few states without a maximum limit on the loans.

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Wyoming House panel kills payday loan fees bill

Are you fed up with traditional payday ... a LendUp loan, you must be at least 18 and be a legal resident of the United States. At the time of writing, loans are available to consumers in 16 states: Texas, Louisiana, New Mexico, Alabama, Wyoming, Idaho ...

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LendUp: A Responsible Alternative To Payday Loans?

Hawaii (-52%), Wyoming (-40%) and Rhode Island (-18% ... when there were 417 – a 193% increase. Payday loan complaints showed the greatest per centage decrease from August to October 2014 (589 complaints) to August to October 2015 (469 complaints ...

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CU Lands on CFPB Complaint List

Payday loans are small, very short-term loans to working people who need a quick infusion of cash. Borrowers usually have poor credit and few assets. The advertised rates are high, often between 30 percent and 40 percent. But borrowers rarely are able to ...

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Don’t promote payday loans

Critics of payday lending in Wyoming want lawmakers ... you see people seeking out more desperate means," he said. Wyoming lawmakers should cap interest rates at 36 percent, he said, and limit the number of loans a borrower can receive each year.

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Payday lending critics want industry regulated

How Borrowers Choose and Repay Payday Loans. The report detailed the dangerous impact payday loans have on the 12 million Americans who have grown dependent on this service. “Payday loans are marketed as an appealing short-term option, but that does not ...

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Should Credit Unions Offer Payday Loans?

In our state, those who take out payday loans - small loans meant to be repaid when the next paycheck arrives - are charged $60 and more to borrow $100 for a mere two weeks. The Wyoming Division of Banking has handed these lenders a license to steal.

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Edith Cook column; Payday loans can be a trap

Payday lenders seem to be everywhere, promising borrowers quick cash for a fee. While the fees are seemingly small at about $10 to $30 for every $100 borrowed, the costs can add up when borrowers roll over loans from one pay period to the next, resulting ...

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Need Cash? Personal Loans Cost $446 Less Than Payday Loans

All of this speaks to the need for our Legislature to consider the kinds of regulations embraced by neighboring states like Colorado and Wyoming, which have lower-than-average rate caps. But it also speaks to the lobbying clout of the payday loan industry ...

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