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NJ Faxless Payday Loans Article

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NJ Faxless Payday Loans

ISLANDERS have not been sucked into further debt by using payday loans as people have in the UK - a trend that the Jersey Citizens Advice says in part is down to good public awareness campaigns locally. Last year the Financial Conduct Authority in the UK ...

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Islanders not falling for payday loans, says Jersey Citizen Advice

New Jersey Assemblywoman Celeste M. Riley introduced legislation Monday making it illegal for anyone to engage in the business of making deferred deposit or so-called payday loans to New Jersey residents, an attempt to strengthen the state's current payday ...

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NJ Bill Classifies Payday Loans As Consumer Fraud

Byrne noted that the council didn't directly invest in the payday loan company or even approve the investment. Payday lending is illegal in New Jersey, where interest rates are capped at 30 percent. Interest rates charged by "predatory" lenders can range ...

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N.J. may divest from investment tied to 'predatory' payday lender

the second-largest payday lending company in the United States. Lenders in New Jersey are prohibited from charging an APR in excess of 30 percent. According to Fortune, Ace’s loans typically carry an APR ranging from 65.35 percent to 1,409.36 percent ...

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Op-Ed: New Jersey Must Cut Links to Unscrupulous Payday-Loan Company

New Jersey has been tough too, passing legislation in 2013 that legally classified payday loans as consumer fraud. Suffice it to say that ain’t no one in the Empire or Garden States messing around when it comes to payday lending. Public pension funds in ...

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NY and NJ Hate Payday Lending, Are Heavily Invested in Huge Payday Lender

The annual percentage rate on payday loans "generally exceeds New Jersey's criminal usury rate," which is 30 percent for noncorporate borrowers, said a spokesman for the state Department of Banking and Insurance. The state invested $50 million in pension ...

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N.J. to consider divestment over payday lender

The bank said recently it will nix its “deposit advance” lines of credit, also known as payday loans, which have been criticized ... accounts that were opened in some states, including New Jersey and New York, because of state usury laws.

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Wells Fargo ends payday loans

New Jersey, New York, Pennsylvania, Vermont and West Virginia—either do not have specific payday lending statutory provisions or require payday lenders to comply with their general loan interest rate caps, according to the National Conference of State ...

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Payday lenders face crackdown in some states

Some states, including North Carolina, Arizona, Arkansas, and Georgia, prohibit payday loans completely. Eight states, including New York, New Jersey, Massachusetts, and Pennsylvania, do not have specific provisions or require payday lenders to comply with ...

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Missouri Lawmakers Pass Payday Loan Bill

The states that are taking payday loans very seriously include Arizona, Arkansas, Colorado, Connecticut, Georgia, Maine, Maryland, Massachusetts, Montana, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont, Washington ...

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